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Hi. Im going college and i need some money urgently.
i am thinking to apply for a overdraft and borrow some money. I want to borrow 200 pounds.even though i do not have a job i get every week 30 pounds through ALG from college ( last year i got 99% attendance so that aint a problem) and i also get 25 pounds pocket money every week so within 2 months or even 1 months i can defo pay the money back.
so my question is let say i take out 200 pounds. how much is halifax going to charge me even day and how much do you think i will have to pay back halifac after a month or two’
this is some information about the overdraft:
Benefits & features
Account benefits
Interest-free overdraft (0% EAR variable) for the length of your courseThat’s up to five years ‘ plus an extra year after you graduate
Automatic £500 interest-free overdraft on account openingYou can then apply for more if and when you need it
Commission-free foreign currency and traveller’s chequesMake the most of your money if you fancy a study break
25% discount on AA breakdown coverPeace of mind when you’re driving home for the weekend or taking a road trip
20% discount on our Card Care card protection insuranceCovers all your registered debit, credit, store and charge cards at home and abroad
Standard account features
Visa debit cardBest way to pay ‘ everyday, everywhere, for everything
24/7 online and telephone bankingDay and night access to your account, so you can manage it whenever you want.
Access to our cash machines and branchesWithdraw up to £300, get mini statements, check your balance and top up your mobile from our cash machines
Representative example
So, if you use a planned overdraft of £1,200, the interest rate we charge will be 0% EAR variable.
Accounting issue category: Financial accounting books, Managerial accounting books, Advanced accounting books.
